At this very moment, you probably have a copy of your car insurance card inside the glove box of your car. If you are involved in a collision, you probably call your insurance company to report the claim even before the police arrive on the scene to make a police report. It is usually the first call you make, before you even call close family members to let them know that you were in a car accident but that it was not any worse than it was. With minor accidents, that is usually all there is to it. If your car is still drivable, you probably just go on with your day. You make any repairs you need to make to your car, and then you wait to hear from your insurance company about how much they will reimburse you. With more serious accidents, though, and if there is a major dispute over who is at fault for the accident, you may need the help of a personal injury lawyer.
Getting a Settlement Offer from Your Insurance Company
A big part of what insurance companies do is determine which party bears what portion of the responsibility for each accident and how much the insurance company should pay you to cover expenses related to the accident. To get the best settlement offer you can, give the insurance company as much evidence as you can that the accident was not your fault. This evidence can take the form of your verbal statement that you give them on the phone as soon as the accident happens. You should also send them pictures of the place where the accident happened and of any damage to your vehicle. They will also consider the police report and any evidence or statements submitted by the other driver.
Once they have examined the evidence, they will send you a settlement offer. If no one was injured in the accident, the settlement will just be to offset the cost of car repairs. If you were injured, it may cover your medical bills related to the accident. The settlement might also cover pain and suffering or anticipated medical costs for long-term injuries related to the accident. Once you accept the settlement offer, you no longer have a case for a personal injury lawsuit. The time to contact a lawyer is before you sign to accept the settlement offer.
How a Personal Injury Lawyer can Help
If you have been injured in a car accident, a personal injury lawyer can help you recover economic and non-economic damages. In other words, money you receive in a lawsuit settlement or a judge’s decision can help you recover much of the money you have lost because of the accident. This is especially important if your injuries are so serious that you have to miss work for a long time. You can receive compensation both for future medical bills and for lost income.
For More Information Download Our Free Book
Download our free book, The 7 Biggest Mistakes That Can Ruin Your Accident Claim, to learn more about the steps you can take right now to protect your claim. Avoiding these mistakes could save you thousands of dollars.
Contact Case Barnett About Car Accident Lawsuits
Even if the settlement the insurance company offers you looks reasonable, it is a good idea to have a lawyer review it before you sign. Contact Case Barnett in Costa Mesa, California for advice before accepting a settlement offer from an insurance company.